ADT® Authorized Dealer Serving Entire Peoria Metro Area
Father and children entering through the front door of their home
September 08, 2026

Will A Home Security System Lower Insurance Rates In Peoria?

You bet! Many insurance companies give discounts for home security systems in Peoria, generally ranging from 5-20% based on serveral factors. Discounts vary significantly according to where you live, the sort of system you install, and the insurance company. See how to maximize your savings while supplying your family with exceptional protection

Why Do Insurers Offer Home Security Discounts?

Security systems reduce the risk of theft, which means it’s less likely the insurer will need to pay a covered claim. Whenever you have monitored CO detectors, fire alarms, and flood sensors connected to your home’s security, the potential for damage due to flooding and fires is reduced as well. You’re helping the insurer by minimizing their payout risk. For this reason, they’re willing to give you a discount.

What Peoria Home Security Systems Qualify For The Largest Discount?

Of course you want the largest discount possible. Here are some tips:

  • Get a monitored system. A system monitored by professionals is the best choice for your household, and it’s generally required by insurance providers to earn a discount. Enjoy the peace of mind you deserve and save some money to boot.

  • Include monitored environmental devices. Chances are you’ll earn a larger discount by lowering the risk of damage due to fires, CO leaks, and flooding. Having your fire alarms, CO detectors, and water sensors monitored also supplies your family a critical backup during urgent situations.

  • Choose a complete security system. Opting for a multi-layered defense with outdoor and indoor cameras, window and door sensors, motion sensors, smart locks, and more, will be viewed favorably by the insurer and lead to more savings.

Adding a surveillance camera by itself doesn’t automatically get you a discount. Keep in mind that your system should be professionally monitored. 

How To Get Your Home Security Insurance Discount In Peoria

The first step to getting a discount on your premiums is to contact the insurance provider after you install your alarm system. They’ll likely want to see documentation such as a professional monitoring certificate or a monitoring agreement. Reputable home security providers like ADT often work with insurers and can help with the required paperwork.

ADT Systems Check All The Boxes For Insurance Discounts

Get the best defense for your home and benefit from an insurance discount with an ADT security system in Peoria. Backed by the nation’s biggest monitoring network, ADT offers unmatched 24/7 professional monitoring. You’ll also enjoy access to comprehensive systems with surveillance cameras, smart locks, safety alarms, and more.

How Much Will You Save? Build Your New ADT System In Peoria Today

The greatest advantage of ADT home security systems is the superior protection they provide for your Peoria family. Getting a discount on your home insurance premiums is an added bonus. Design your new system today by contacting the ADT authorized dealers at Secure24 Alarm Systems. Dial (309) 316-6084 or submit our form below.

Take the Home Security Cost Quiz to See Personalized ADT Package Options